What Is An Automatic Stay?

Once your Petition has been completed, reviewed and signed by you, it is filed in the Bankruptcy Court with your filing fee for filing with the Court. Once filed, a case number is assigned and the automatic stay is in effect. You will receive a notice from this office when this occurs. The Court notifies your creditors that you have filed Bankruptcy. While the automatic stay is in effect, the creditors are prohibited from making direct contact with you. If a creditor should contact you after the Bankruptcy Petition has been filed with the Court, inform them that you have filed Bankruptcy and any questions should be directed to our law office. In the unlikely event the creditor has further contact with you, please contact our office immediately with the name of the creditor (or their representative), their phone number and person’s name making contact with you.

Once the automatic stay is in effect, all suits, wage attachments and other collection activities against you will be stopped